Are Dave Ramsey's books/concepts Canadian friendly or does he base most of his advice on the US system?

I would like to purchase the books as a gift for a family member who needs a financial plan but I'm worried that the books are filled with budgeting/investing advice that is useless to him here in Canada.Are Dave Ramsey's books/concepts Canadian friendly or does he base most of his advice on the US system?
The budgeting will work no matter the modern country you live in, Japan, Canada, Spain, US, etc.





Investing is written by an American but he is simple- stick with Mutual funds. Life insurance- purchase term life 8-10 times your income. Disability insurance - get some. Long term care insurance- buy it when you are 60. Health insurance- get some. College savings- use educational savings plan. Don't use the plans that you have no control over where the money is invested.





Since Canada has socialized medicine you may or may not need the disability, health or long term care insurance. I don't know how how much is paid for by the government in your country.





I assume Canadians can buy mutual funds- if that is true than the investing advice will be fine. He does not name funds just tells you what to look for in a good fund. He explains why he doesn't like single stock, bonds, precious metals, etc.





Good luck!Are Dave Ramsey's books/concepts Canadian friendly or does he base most of his advice on the US system?
I'm not sure, never been to canada..





he teaches the baby steps, which I guess work whether its US money or canadian money





http://www.daveramsey.com/etc/cms/baby_s鈥?/a>





his investing advice is below.